• Minimum to open an account is $100.
• No minimum balance required.
• Fee:
  • A per check/debit fee of $.20 will be charged for each check drawn on the account. This fee will not apply to senior citizens (62 and older).
• CHECK IMAGES  WILL BE PROVIDED IN THE MONTHLY STATEMENT

• Minimum to open the account is $200.
• Fees:
  • A maintenance fee of $1.50 will be charged per statement cycle if the balance in the account decreases below $200 during any day of the statement cycle. Also, a per check/debit charge of $.20 will be charged for each check drawn on the account, if the daily balance decreases below $200 during the statement cycle.
• CHECK IMAGES WILL BE PROVIDED IN THE MONTHLY STATEMENT

"Free Checking"

• Truncation of checks (No Checks Returned)
• Minimum to open account is $100.
• Account Features:
  • No monthly service charge
  • No per check fee
  • No minimum balance required
  • No limit on check writing volume
  • No fee for first order of duplicate style blue safety paper checks.
  • Instant Cash cards or Instant Cash and Check cards (debit cards) available per probationary period (Free). 
  • Free ATM withdrawals and No ATM fee charge by First National Bank.
  • Detailed monthly statement.
  • Checks will not be returned to the customer, however, IMAGES ARE AVAILABLE UPON REQUEST. A $1.00 copy fee may be charged per item.

"Free Checking" for Customers 55 years and over

• Minimum to open account $100.
• Account Features equal to "Free Checking," except, for the following:
  • Free wallet style special safety paper checks.
  • CHECK IMAGES WILL BE PROVIDED IN THE MONTHLY STATEMENT

• Minimum to open an account is $500.
• A $10.00 fee will be charged if the account balance decreases below $500 during the statement cycle.
• Interest is calculated daily, paid monthly and a monthly statement of check images provided.
• The interest rate and annual percentage yield may change. Frequency of rate changes may be once a week.

• Minimum to open the account is $400.
• Fees:
  • Maintenance fee of $5.00 charged per statement cycle.
  • A per check/debit fee of $.20 will be charged for each check drawn on the account if the daily balance decreases below $400 during the statement cycle.
• All check images included within monthly statement. (If necessary, original checks will be returned per a $5.00 monthly fee).

• EZ Credit is designed to curtail checking account overdrafts and fees by providing overdraft protection.
• Overdraft protection means you have been pre-approved for an unsecured line of credit to offset an overdraft occurrence avoiding overdraft fees and embarrassing delays. 
• Apply Today! Call for an application agreement for EZ Credit and upon approval by a bank loan officer, you’ll have a new cash resource benefit.

Member FDIC

Chisholm/Cook