Instant Cash Card or Instant Cash & Check Card

• Make deposits to checking or savings account(s)
• Transfer funds from savings to checking account(s)
• Transfer funds from checking to savings account(s)
• Attain the:
  • Balance of a checking or savings account(s)
• Perform cash withdrawals from a checking or savings account(s) with Cash Card equal to or less than $200 per day.
• Perform cash withdrawals from a checking or savings account(s) with a Cash & Check Card equal to or less than $500 per day in combination with point-of-sale transactions.
• Instant Cash & Check Card Point of Sale Transactions
  • Access your checking account(s) to purchase merchandise (in person or by phone)
  • Pay for services (in person or by phone)
  • Attain cash from a merchant per merchant authorization or from a participating financial institution
  • Perform same transactions as a credit card
• Frequency of transfers from a savings account to another account or third parties by preauthorized, automatic or telephone transfer are limited to six per month. No transfers by check, debit card, or similar order to third parties.
• We do not charge a user fee for First National Bank customers that use ATM’s at First National Bank locations or any Wells Fargo ATM that is on the bank's premises. A fee may be charged by any other  ATM operator or network. (A fee may be charged for a balance inquiry even if you do not complete a funds transfer.)