Today is
HomeAbout UsProducts & ServicesForms & ApplicationsRatesLocations & Hours  

Checking Accounts

Regular Checking

  • $100 minimum opening deposit.
  • No minimum balance.
  • A per check/debit fee of $.20 charged for each check drawn on the account. Customers age 62 and older free.
  • Check images provided in monthly statement.

Minimum Balance

  • $200 minimum to open account.
  • $1.50 charged per statement cycle if the balance decreases below $200 during statement cycle. If the daily balance decreases below $200, during the statement cycle, a per check/debit charge of $.20 charged for each check drawn on the account.
  • Check images provided in monthly statement. 

"Free Checking"

  • Truncation of checks (No Checks Returned). Images are available upon request. ($1 per item copy fee).
  • $100 minimum to open account.
  • No minimum balance required.
  • First order of duplicate style blue safety paper checks free.
  • Instant Cash Cards or Instant Cash and Check Cards (debit cards) available free. (May be probationary period.)
  • Monthly statement.

"Free Checking" for Customers age 55+

  • $100 minimum to open account.
  • Account Features equal to "Free Checking," except, for the following:
    • Free wallet style special safety paper checks.
    • Check images provided in monthly statement. 

Interest Bearing Checking

  • $500 minimum to open an account.
  • $10 fee charged if account balance decreases below $500.
  • Interest calculated daily, paid monthly, and check images provided monthly.
  • Interest rate and annual percentage yield may change weekly.

 Business Checking

  • $400 minimum to open account.
  • $5 maintenance fee charged per statement cycle.
  • If the daily balance decreases below $400 during the statement cycle, a per check/debit fee of $.20 charged for each check drawn on the account.
  • Check images provided in monthly statement. (Checks available per a $5 monthly fee).

EZ Credit Reserve

  • EZ Credit may curtail checking account overdrafts and fees.
  • Overdraft protection via per-approved secured or unsecured line-of-credit.
  • Complete an application and you may qualify for EZ Credit Reserve.

Member FDIC

Federal Documentation Requirements for Opening

A New Account Under The US Patriot Act, Sec 326

First National Bank

Chisholm/Cook

Privacy Policy | Notices, Terms, and Conditions
Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements
Copyright Harland Financial Solutions, Inc. All Rights Reserved.