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spacer.gif (43 bytes)Privacy Policy

Bank Services
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spacer.gif (43 bytes)Savings Accounts
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spacer.gif (43 bytes)Misc. Services
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Federal Documentation Requirements For Opening A New Account Under The US Patriot ACT, Sec 326
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PERSONAL ACCOUNTS

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  • Picture I.D.
    • Un-expired Driver's License
    • Passport
    • Alien Identification Card
    • Military I.D.
  • Proof of Social Security Number
    • Social Security Card
    • Pay Stub w/SS#
    • Medical Card w/SS#
    • 1040 Tax Form
  • Personal Information
    • Mailing Address
    • Street Address
    • Home Phone Number
    • Employer's Name & Address
    • Employer's Phone Number

Each signer on the account must supply these documents and information!
 

ORGANIZATIONS / CLUBS
   
  • Proof of TIN#
    • Each Organization /Club must apply for a tax payers I.D. # in the name of the club or organization. Forms are available at the bank.
  • Completed Resolution
    • Organizational Resolutions are available at the bank.
  • Picture I.D. & Personal Information
    • For each signer on the resolution (see above)
     
   

BUSINESS ACCOUNTS
     
   

Opening an Account as a Sole Proprietor, Partnerships, Corporations.
     
   
  • Proof of TIN #
    • Sole Proprietor's  may use their own SS#, unless they have employee's. If they do have employees, then an E.I.N.# is needed. For all others, a Federal I.D. # is required.
  • Certificate of Incorporation or Assumed Name Certificate from the State of Minnesota.
  • Completed & Signed Resolution
    • There are several types of resolution for a corporation, partnership, sole proprietor, or LLC. Forms are available at the bank.
  • Picture I.D. & Personal Information
    • Each signer on the resolution must furnish a picture I.D. and personal information as requested under Personal Account openings above.

You can call ahead to make an appointment & discuss account options & required documentation to hasten the account opening time needed.

  • Savings Account     15-20 min
  • Personal Checking  20-30 min
  • Business Account    30-40 min

All signers will be verified through Check Systems for Past NSF Activity and any Retail Indicators for returned checks.

If adding an additional signer to an existing account, they will be required to provide this information, also.